Accounts and banks

Add accounts, connect your bank, import transactions and reconcile balances.

• Add an accountAdd an account by hand with a starting balance, and choose whether it counts toward your budget.
• On-budget and off-budget accounts ConceptWhat counts toward your budget and reports, what counts toward net worth, and how to move an account between the two.
• Group and reorder accountsPut related accounts in a group with a combined total, and drag accounts into the order you want.
• Close, reopen or delete an accountClose an account to take it out of daily use and keep its history, reopen it later, or delete it with all its transactions.
• Reconcile an accountMatch an account to your statement or bank balance, add an adjustment for any difference, and lock the Cleared transactions.
• An account shows "Off by" TroubleshootingA bank-linked account shows Off by when its balance differs from your bank's. Find the cause or add an adjustment.
• Import transactions from a fileAdd transactions to one account from a CSV, TSV, OFX, QFX or QIF file, and see how duplicates and categories are handled.
• Connect a bankLink a bank so Good Steward brings in its balances and transactions automatically.
• Choose which bank accounts to bring inChoose which of your bank's accounts to import, whether each counts toward your budget, and which to match to existing accounts.
• Transactions or Balance only for a bank account ConceptWhat the Balance from setting does, how a Balance-only account's balance and net worth are kept, and what changing it does.
• How bank sync works ConceptWhat a sync changes, when syncs run, what the update times and the "N new" badge mean, and what your bank controls.
• Sync or pause a bank accountBring in the latest transactions now, or stop syncing one account without disconnecting the bank.
• A bank needs attention or is disconnected TroubleshootingFix a bank marked Needs attention or Disconnected so transactions start arriving again.
• Disconnect a bankStop syncing a bank in this budget file. Your accounts and transactions stay.
• Bank connections and your plan ReferenceHow many banks each plan can connect, what counts as a bank, and what the limit messages mean.
• Missing or duplicate transactions TroubleshootingFind out why a transaction is missing or appears twice after a bank sync or a file import, and fix it.