Close, reopen or delete an account

Close an account you no longer use. Its transactions stay on file and you can reopen it. Delete an account only when you want it and all its transactions gone.

Close an account

1. Select Accounts in the sidebar (on a phone, select More, then Accounts).
2. Select the Account settings icon (two sliders) at the right of the account's row.
3. In the Close this account card, select Close account.

The app doesn't ask you to confirm. An account with transactions moves to the Closed accounts list at the bottom of the Accounts page. An account with no transactions is deleted at once, together with any schedules and goals tied to it. A bank-linked account whose Balance from setting is Balance only keeps its balance figures from your bank, so it is closed, not deleted, even with no transactions. See Transactions or Balance only for a bank account.

A closed account:

• no longer counts toward net worth, on the Accounts page or in the Net worth report, including past months
• is left out of the All accounts, On-budget and Off-budget views of Transactions
• is not offered when you add a transaction or a transfer
• is left out of To review counts
• can't be reconciled
• keeps its past transactions in the budget and reports

The account's own transactions list is the exception. There you can still add a transaction to it, and the To review chip counts its transactions.

Closing an account does not end its schedules. They stay on Schedules and still come due. The Scheduled section shows them only in the account's own transactions, not in All accounts, On-budget or Off-budget. To stop one, open Schedules and select Complete or Delete on its row. See Post, skip or end a scheduled item.

Closing an account does not disconnect its bank. To stop a bank from syncing, see Disconnect a bank.

Reopen a closed account

1. On the Accounts page, select Closed accounts at the bottom. The number in parentheses is how many accounts are closed.
2. Select the account's name.
3. In the Close this account card, select ⟲ Reopen.

To see a closed account's transactions without reopening it, select View & edit transactions on its settings page.

Delete an account

You can delete only a closed account. Close it first, then open it from the Closed accounts list.

1. In the Close this account card, select Delete permanently….
2. Read the dialog. It shows how many transactions the account has.
3. Select Delete account and its transactions.

A transfer to or from the account stays in the other account as an ordinary transaction, so that account's balance doesn't change. Give it a category if it needs one.

If the account was connected to a bank, deleting it removes the link to that bank account. The bank stays connected. You can bring the bank account in again later. See Choose which bank accounts to bring in.