Budget

Plan each month, track it against what happens, and manage categories and goals.

• How the Budget page works ConceptWhat the Budget page shows for one month: the headline figures, the columns, how Balance is worked out and the Month summary.
• Set your monthly amountsEnter a Budgeted amount for a category, copy it to the rest of the year, edit a group total or add a category from the Budget page.
• Move between monthsChange the month on the Budget page, return to the current month and pin a month so the page always opens on it.
• Group view and Category view ConceptThe two ways to see the same budget: every category, or one line per group. How each works and where they differ.
• How Rollover works ConceptRollover decides whether what is left in a category, or what you overspent, carries into the next month.
• Month actions ReferenceEvery item in the Month actions menu on the Budget page: what it writes, when it asks first and the message it shows.
• Set up funding formulasAdd formulas to expense categories so the app works out their Budgeted amounts, then run them for a month or a year.
• Plan an empty monthStart a month that has no planned amounts by copying last month or filling it from your Budget template.
• Attention chips ReferenceWhat each chip on Home, Budget and the Annual Budget Plan counts, when it shows and where it leads.
• A category is overspent TroubleshootingWhy a category shows a red negative Balance or an overspent chip, and how to fix it.
• Manage categories and groupsAdd, rename, hide, reorder and set up categories and groups on the Categories page.
• Delete or merge a categoryDelete a category you no longer use, or merge it into another category and keep its history.
• Money buckets and starter categories ReferenceThe five buckets that classify category groups, what each changes, and the starter categories Skip setup creates.
• Set up a goalCreate a savings or payoff goal, choose what tracks it, and edit, archive or delete it.
• Goal progress calculations ReferenceHow the Goals page works out percent, Needs, Pace, Projected and the Reached, On track and Behind statuses.