What happens when your plan ends
Your data is kept and bank sync stops. Most pages lock until you choose a plan; export and billing stay open.
Updated November 10, 2026
When your plan ends, Good Steward Money keeps all your data and locks most pages until you choose a plan again. You can still sign in, open Billing and export a backup.
When a plan ends
A plan ends in one of these cases:
- You canceled during the free trial, and the trial end date passed.
- You canceled a paid plan, and the end of the period you paid for passed.
- A payment could not be collected after it was retried. One failed payment does not end the plan. See Update your card or fix a failed payment.
- A payment was refunded in full, or you disputed a charge with your card issuer. The plan ends at once.
When a canceled, refunded or disputed plan ends, Good Steward emails you "Your Good Steward plan has ended".
What stays available
| Page | What you can do |
|---|---|
| Billing | Choose a plan, see invoices and export a backup. |
| Settings | Change the theme, date format and Privacy mode, and export a backup under Your data. The Manage tags and View trash pages and the Save buttons for Auto categorization and New transaction defaults need a plan. |
| Profile | Change your name or password. |
| Menu page (the More tab on a phone) | Reach the pages above and log out. |
| Setup | Finish setup, if you did not finish it. |
Export a full backup from Settings, under Your data, or from the Export your data card on Billing. The card appears when any of your budget files has accounts or transactions.
A backup holds the active budget file only. To back up another file on a computer, choose it in the budget switcher at the top of the sidebar. That file becomes active and Billing opens. Export again from there. On a phone, switching files needs a plan.
What stops
- Every other page is locked, including Home, Budget, Transactions, Reports, Accounts, Rules, Schedules and Budget files. See Some pages show a lock.
- Bank sync stops, and no new transactions are imported.
- Importing a backup or a file needs a plan, because it uses locked pages.
Come back
Choose a plan on Billing. See Start a plan or free trial. The free trial is not offered a second time, so checkout charges your card.
When the plan starts, your data is as you left it. Bank sync runs again for as many banks as your plan allows. See Bank connections and your plan.
If you canceled and the end date has not passed, your plan has not ended. Select Resume plan instead. See Cancel or resume your plan.