To review, Cleared and Reconciled
What the three status markers on a transaction mean, who sets them, how to change them and what a reconciled lock does.
Updated November 4, 2026
Every transaction has three separate markers. To review shows that you haven't looked at it. Cleared shows that it has appeared on your statement. Reconciled shows that it is locked to a statement you checked. The markers don't change your budget or reports. They help you check your records.
| Marker | Question it answers | Set by |
|---|---|---|
| To review or reviewed | Have I looked at this? | You |
| Uncleared or Cleared | Has this appeared on my statement? | You, or your bank for a linked account |
| Reconciled | Did I check this against a statement? | Reconcile |
To review
A transaction is To review until you mark it reviewed. It has a gold tint and a gold bar at its left edge. Transactions that arrive from your bank or an imported file start as To review. A transaction you enter yourself starts as reviewed, except a transfer or split added from the Add row or the phone's Add transaction form. Both sides of such a transfer, and every line of such a split, start as To review.
- Select the eye icon on a transaction to mark it reviewed. Select it again to put it back. On a computer, the eye on a reviewed transaction shows when you point at the row or move to the eye with the keyboard.
- Select Review all to mark every To review transaction in the account reviewed. It asks for no confirmation. Use Undo to reverse it.
- Select the To review chip to see what is waiting. The number on the chip counts transactions and split lines.
- To mark several transactions at once, see Change many transactions at once.
Split transactions
Each line of a split has its own review mark, as in Good Steward Local. On a computer, a line that is To review has the gold tint, the gold bar and a gold eye of its own. On a phone, each line shows an eye beside its amount: gold while the line is To review, grey once it is reviewed. The split's top row (on a phone, its card) shows the tint, the bar and a gold eye while any of its lines is To review.
- Select the eye on a line to mark that line reviewed. Select it again to put the line back.
- Select the eye on the split's top row to mark every line reviewed. When every line is already reviewed, it puts every line back to To review.
- The To review chip counts each line that needs a review. A split with two such lines counts 2.
- The To review list shows the whole split: the transaction, with all its lines under it.
Choosing a category for one transaction or one split line also marks it reviewed. That covers the Category column, the phone card, Use it on a suggested category, Save in Details, and a category you choose for a line in the split editor. Undo reverses the category and the mark together. Clearing a category, changing the category of several transactions at once, rules and bank sync do not mark a transaction reviewed. Changing the date, payee, amount or notes doesn't mark it reviewed either.
Cleared
A cleared transaction has appeared on your bank or card statement. A hollow circle means uncleared. A circle with a check means cleared. Select the circle to switch.
The Cleared balance at the top of an account's list adds up the cleared transactions. For example, you buy groceries for $50.00 and the charge isn't on your statement yet. Your Balance is $2,450.00, your Cleared balance is $2,500.00 and your Uncleared balance is -$50.00. When the charge appears, mark it cleared. Cleared becomes $2,450.00.
An account set to Balance only has no Cleared mark and no Cleared balance. Its transactions are created Cleared and reviewed. See Transactions or Balance only for a bank account.
Where a new transaction starts:
| How it arrives | Starts as |
|---|---|
| You enter it by hand | Uncleared. Change this in Settings, under New transaction defaults. The Add row has a cleared mark (on a phone, Cleared) that changes it for one transaction before you save. |
| You import it from a file | Cleared. Change this in the same place. |
| Your bank reports it | Set by the bank: pending is uncleared and posted is cleared. |
When you add a transfer, the cleared mark in the Add row (on a phone, Cleared) applies to the side in the account you chose. The other side follows your Settings choice for transactions you enter by hand.
For a transaction from a linked bank account, a clock (pending) or a check (posted) replaces the circle. You can't change these. After your bank stops reporting a transaction, or after you disconnect the bank, you can change its status yourself.
Reconciled
Reconciling an account locks every cleared transaction to a statement balance you checked. A lock icon replaces the circle on a reconciled transaction. See Reconcile an account.
You can still change a reconciled transaction, with limits:
- Changing the date, amount, payee or account asks you to confirm first.
- Changing the category, notes or tags doesn't ask.
- You can't change its cleared status.
- You can't move a reconciled transfer to another account or turn it back into a normal transaction.
- You can't delete it. A selection that includes one is refused.
- Bank sync doesn't change it.
To remove the lock from one transaction, select the lock icon and confirm in the dialog. The transaction stays cleared. Removing the lock from one side of a transfer doesn't change the other side.
Find transactions by marker
Use Filters to filter by Reviewed, Cleared and Reconciled. The To review and Uncleared chips do the same for the first two. See Search and filter transactions. For pending transactions and the bank's own status, see Pending, possible match and removed transactions.