Find where your money went

The Spending report shows where your money went in a period. Breakdown ranks spending by kind (money bucket), group, category, payee or tag. Over time charts how each group or category moves by month.

Steps

1. Select Reports in the sidebar (on a phone, the Reports tab), then the Spending card. The report opens on This month.
2. Select a period chip or Pick months. To count only some accounts, categories or tags, select Filters. See Report controls.
3. On Breakdown, open No compare and choose vs previous or vs last year to compare. Each row then shows its change, such as +$90.00 or "new".
4. Select a level: Kind, Group (the default), Category, Payee or Tag.
5. Select a row to open it one level down: a kind opens its groups, a group its categories, a category its payees and a payee its transactions. Other, Uncategorized, No payee and tag rows don't open. Select All or a name in the trail to go back up.

Read the Breakdown

• Headline: the total, such as "$4,349.00 spent", with the dates, the compare change and either "every outflow" or your filters.
• Rows: each row shows its amount, its share and a bar. A hatched end is the refunded part. A legend under the rows names the bar Spent and, when a row has one, the hatched end Refunded. A sentence under the legend reads "The longest bar is the largest, and each label shows its share."
• Hidden categories: a hidden category with spending in the period is listed with a small hidden label after its name, in the rows, the trail, the chart key and the Categories tab of Filters. A filtered headline writes it as "Name (hidden)".
• Other: a list of more than nine rows shows the eight largest and Other. Select Show all N rows to list every row.
• Transactions: a payee opens its 30 most recent transactions (fewer if it has fewer), listed from oldest to newest, with See all in the ledger.
• Tag: a transaction with two tags counts under both, so tags can add up to more than total spending.
• Treemap: select Treemap for tiles sized by amount and Bar chart to go back. After you open a row, or at the Tag level, selecting Treemap keeps the bars. A phone has no Treemap.

Over time

Select the Over time tab, then Group or Category. This tab needs more than one month. A one-month period such as This month shows Last 12 months instead.

The chart has a column per month, or a column per year when the period is longer than 24 months. Columns are stacked by the five largest rows and Other. The current month, or year, is hatched, and a dashed line marks the Average of the finished months, or years. Select a group to chart it and list its categories. Select a category to chart it alone. A category with a plan also gets a Plan line, except when each column is a year.

A legend under the chart names the marks. A stacked chart has one item for each row it stacks. A chart of one row has Spent. The hatched column is This month so far, or This year so far when each column is a year. The dashed line is Average and the plan line is Plan. An item shows only when the chart draws it. A sentence under the legend reads "Tallest column is the largest month." When each column is a year, it reads "Tallest column is the largest year."

Each row shows its average per month, such as "$3,569.09 / mo", and a trend word:

• Rising or Falling: the average of the last three finished months is more than 10% above or below the three before.
• Steady: within 10% either way.
• Not enough history: fewer than six finished months, or a $0.00 base.

How filters combine

A transaction counts when it matches every tab you set: Accounts, Categories and Tags. Within a tab, any selected item matches. Selecting a whole kind also keeps money out with no category. Selecting categories alone does not. Income categories aren't listed.