Set up a recurring bill or income

A schedule is a bill or income that repeats, such as rent, a paycheck or a subscription. You enter it once. The app tracks the next due date, and you add each occurrence with Post.

Before you start

You need an open account. Add an account if you have none.

Add a schedule

1. Select Schedules in the sidebar (on a phone, select the More tab, then Schedules).

2. Scroll to the Add new schedule card below the table.

   

3. Enter a name in the field that reads Name (e.g. Rent).
4. Enter a payee in the Payee field (optional).
5. Choose the account.
6. Choose a category (optional). Leave Categorize selected to set none.
7. Choose Expense or Income.
8. Choose Exact, About or Between. See Schedule repeat and amount options.
9. Enter the amount. With Between, enter the lowest and highest amounts.
10. Choose how often it repeats. The default is Monthly.
11. Enter the date of the first occurrence in the date field. The app calls it the Next date.
12. To add tags, select + Tags and choose them (optional). They copy onto each transaction you post.
13. Select Add schedule.

The schedule appears in the table, sorted by Next date.

What the fields do

• Name labels the schedule only. Posted transactions get the payee, not the name, so a schedule with no payee posts none.
• Payee: a new name creates a payee. A name that matches an existing one, ignoring capitals, reuses it.
• Amount: enter a positive number. Expense or Income sets the direction. An amount of 0 or text that is not a number adds nothing, and no message shows.
• Next date can be in the past. The schedule then shows Overdue.
• Category lists categories you have not hidden. If you hide the category later, the schedule keeps it and shows its name with a small hidden label.

Use a suggestion from your history

When the app finds a repeating pattern in your past transactions, a Found in your history card appears below the table. Each row shows the payee, account, category, amount, repeat, the date after "next" and a count such as "seen ×6" (matching transactions, up to 8). A ~ before the amount means the amounts varied.

• Select Add schedule on a row to create it. The schedule is named after the payee, uses the typical amount as an Exact amount, and has no tags.
• Select Dismiss to hide a suggestion. The app does not suggest it again.

The app suggests a schedule when an account has all of these:

• At least three transactions with the same payee in about the last 15 months. Transfers and the lines of split transactions do not count.
• A Weekly, Biweekly, Monthly or Quarterly pattern, with each date within 2 days of the expected one. The app looks back about 15 months, so it does not find yearly patterns.
• Amounts within 7.5% of the typical amount, all in one direction.
• A latest transaction no more than two repeat periods old.
• No active schedule for that payee on that account.

The card lists up to 12 suggestions.